With recent events surrounding COVID-19, our day-to-day priorities and schedules have significantly shifted. Right now, it’s crucial that we all take the necessary precautions to avoid infection. However, we should also be prepared for the possible medical and financial risks that stem from infection.
Are You at Risk?
According to the CDC, the risk of COVID-19 infection increases with age. 8-out-of-10 reported cases involve patients who are 65 and older.1 Those with underlying conditions such as COPD, weakened immune system, obesity, diabetes, cancer, chronic kidney disease, heart disease, and sickle cell also have an increased risk. If you belong to any of these high-risk groups, now is a great time to reevaluate your insurance coverage.
Cover Your Bases
Even if you don’t belong to a high-risk group, you should take a moment to get reacquainted with your insurance plan. Copays, deductibles, and the types of services your plan covers are all important things to know. If you are having trouble figuring out exactly what your insurance covers, call the number on the back of your insurance card. Often, insurance companies will connect you with customer service reps that will walk you through the finer points of your coverage.
Prepare for All Possibilities
We know that changing health insurance isn’t exactly an easy or realistic option, especially if you receive coverage through work. However, there are things you can do to strengthen your coverage. The easiest and most effective way to reinforce your insurance is to become a MASA MTS Member.
Emergency Transport During a Pandemic
MASA MTS plans are extremely beneficial when it comes to accidents and emergencies in normal times. With the extra risk now posed by COVID-19, there’s no better time to join. Many people who experience symptoms are told to stay home until the symptoms become too serious to ignore. At that point, many patients may have trouble driving themselves to the hospital. Accordingly, ground and helicopter ambulance rides have become a common component of COVID-19 treatment. When patients experience severe symptoms or difficulty breathing, EMS is often called in to assist with transport. Unfortunately, air ambulance costs are also on the rise, leaving Americans with bills over $36,000.2
Ultimate Peace of Mind
While nobody plans on contracting COVID-19 or suffering from serious complications, we should all be prepared for the worst. When illness or injury strikes, MASA MTS protects you from the excessive costs of emergency transportation. So, instead of worrying about bills while battling symptoms, you can focus on what’s most really important.
The last thing you or your family needs to worry about during an emergency is money. If you are experiencing pain, difficulty breathing, or any other debilitating symptoms, we recommend calling an ambulance right away. With MASA MTS, you don’t have to think twice.
Charter Lifetime Plan
MASA MTS plan provides excellent financial protection for anyone during a pandemic. However, certain age groups are more susceptible to aggressive cases, as mentioned earlier. According to the CDC, rates of COVID-19 hospitalization increase significantly at age 50 and continue to go up from there.3
Thankfully, MASA MTS offers a special service for this exact age range. Our Charter Lifetime Plan covers you at home or overseas, for all emergency transportation needs, for the rest of your life. This plan is paid upfront, includes 15 different services, and is specifically designed for people over 50. In fact, only people who are 50 years or older can qualify for the MASA MTS Charter Lifetime Plan. Not only do you get a great deal on MASA MTS benefits, but you also receive a MyID Bracelet that provides medical professionals quick access to your health history and allergy information.
Trusted Protection in Uncertain Times
Whether you fall into a higher-risk group or are just looking to solidify your emergency coverage, MASA MTS is one of the best options available. So far, COVID-19 has been as unpredictable as the costs associated with emergencies. Sometimes, the only thing you can do is prepare for the worst and hope for the best. With MASA MTS, you can significantly decrease the risk of financial ruin due to emergency transportation…which is an incredibly valuable service given the current threats faced by most Americans. Not to mention the fact that the #1 cause of bankruptcy is unpaid medical bills.4
At the end of the day, we are all looking for physical and financial security. MASA MTS goes the extra mile, providing ultimate peace of mind. When an emergency strikes, we’ll take care of the medical transport bills and let you focus on feeling better.
1 https://www.cdc.gov/coronavirus/2019-ncov/need-extra-precautions/older-adults.html
2 https://www.npr.org/2020/01/29/800725875/why-the-cost-of-air-ambulances-is-rising
3 https://www.cdc.gov/coronavirus/2019-ncov/need-extra-precautions/older-adults.html
4 https://www.apexedi.com/medical-bills-the-leading-cause-of-bankruptcy-in-the-united-states/
